“Wais” is a Filipino word that means wise, clever, or resourceful—and that’s exactly the kind of mindset we bring to money here. Wais Wallet is a personal finance blog for curious minds who want to grow their money with intention.

Whether you’re a Waisling just starting out, a WaisMate finding your balance, or a WaisByte optimizing every decimal, this blog helps you make smarter money moves—without the guilt, overwhelm, or boring jargon.

From credit cards and budgeting to investing, psychology, and real-life money mistakes—I share what I’ve learned (and the many things I’ve messed up) so you don’t have to.